Hazard Program CaliforniaFree check

For California homeowners

Has your home looked like this for years?

You may qualify for help paying for home repairs. Answer 4 short questions to request a free review.

Step 1 of 4 · Get started

Where is your home located?

This program currently serves San Diego County homeowners.

ZIP code starts your inquiry. It does not determine approval.

Secure SSL encryptionYour information is encrypted and sent securely.
  • Free eligibility review
  • You choose the repairs

Assistance may involve a loan, subject to credit approval and terms.

Home repair spotlight

View all repairs ↗
Flooring: worn carpet & uneven floorsFlooring
1 / 10Swipe to see more

You may qualify

Putting off repairs? Start with a free review.

When repairs have waited for years, taking the first step can feel difficult. A free eligibility review can help you understand what financial assistance options may be available.

Request my free review

The review is free. Home improvements and any loan are not free. Eligibility and terms require individual review.

A review built around you

Different circumstances. The same place to start.

  • Living on a fixed income
  • Senior citizens
  • Active-duty military & veterans
  • Less-than-perfect credit

These circumstances do not automatically qualify or disqualify you. Available options depend on the provider's requirements and your individual application.

Does any of this look familiar?

Tap the problem you have at home.

We'll start your free review with that repair.

FlooringWorn carpet & uneven floorsRoof leaksCeiling stains & missing shinglesPlumbingLeaks under sinks & behind wallsMoldDark spots in showers & cornersElectricalScorched outlets & old wiringFoundationWall cracks & sloping floorsWood rot & termitesSoft rails, decks & framesHeating & coolingRusted, tired AC unitsWindowsCracked glass & draftsConcreteLifted & cracked driveways
Water stain spreading across a ceiling
Your home. Your priorities.More than a repair. A step forward.
Water damage under a kitchen sink

Look closer. Take the next step.

The little things don't always stay little.

A worn floor. A stain overhead. An aging system. When the list keeps growing, it helps to have a place to start.

  1. 01
    Start with what you see.Browse the repairs that look familiar.
  2. 02
    Focus on what matters.Tell us which project is your priority.
  3. 03
    Explore a practical next step.Request a free review of available options.
Let's talk about your home ↗

A practical way forward

Understand your options. Then decide.

Whether you are planning one repair or several, begin with a conversation about your home, your priorities and available assistance options.

Start with your ZIP code →
  1. 01
    Financial assistanceExplore payment options that may help with home improvements. Availability and terms vary.
  2. 02
    Options for fixed-income householdsShare your project needs for an individual review. A fixed income does not guarantee approval.
  3. 03
    You approve the workReview the proposed scope, costs and any payment terms before deciding.
  4. 04
    Contractor informationRequest the contractor's CSLB license number and verify it before signing.

Simple process

Your next step, made simple.

01
Enter your ZIP codeTell us where your property is located to begin your inquiry.
02
Tell us what needs attentionChoose your repair and share your contact details.
03
Review your optionsDiscuss the project and any assistance terms before making a decision.

Let's start with your home

One small step. A clearer plan.

Find out what options may be available for your project. Share a few details to request information.

  • Choose the repair that matters to you
  • Ask about financial assistance options
  • Review all costs and terms before proceeding

Approval is not guaranteed. A property and financial assessment may be required.

Step 1 of 4 · Get started

Where is your home located?

This program currently serves San Diego County homeowners.

ZIP code starts your inquiry. It does not determine approval.

Secure SSL encryptionYour information is encrypted and sent securely.

A few things to know

Questions? Start here.

Is the eligibility review really free?

Yes. The review costs nothing and there is no obligation. Any repairs, and any financing you choose, are not free and are explained in writing first.

Can I request a review with less-than-perfect credit?

Yes, you can request a review. Lenders look at more than a credit score, but approval is never guaranteed.

What does financial assistance mean?

Payment options, such as financing through a third-party lender, that let you spread the cost of repairs over time. Terms depend on the lender and your application.

Does my ZIP code confirm that I qualify?

No. Your ZIP code tells us where your home is so we can start your inquiry. Eligibility depends on an individual review.

Are no-money-upfront options available?

Some homeowners may qualify for options with no money upfront. Availability and terms vary and require credit approval.

Can I ask about repairs if I have a fixed income?

Yes. Many homeowners on a fixed income ask about options. Share your needs and we will review what may be available.

What happens after I submit?

A program advisor will call you to talk about your home, the repair you chose and next steps, including a home visit if it makes sense.